.page-module__TDj1qq__page{min-height:100vh;padding-top:var(--header-height);background:#0f0e0c}.page-module__TDj1qq__container{max-width:1100px;margin:0 auto;padding:0 24px}.page-module__TDj1qq__hero{border-bottom:1px solid #ffffff0f;margin-bottom:40px;padding:48px 0 32px}.page-module__TDj1qq__breadcrumb{color:rgba(var(--text-rgb),.35);align-items:center;gap:6px;margin-bottom:16px;font-size:.8rem;display:flex}.page-module__TDj1qq__breadcrumb a{color:rgba(var(--text-rgb),.4);text-decoration:none;transition:color .15s}.page-module__TDj1qq__breadcrumb a:hover{color:rgba(var(--text-rgb),.7)}.page-module__TDj1qq__kicker{letter-spacing:.08em;text-transform:uppercase;color:rgba(var(--gold-rgb),.7);margin:0 0 12px;font-size:.75rem;font-weight:700}.page-module__TDj1qq__heroTitle{color:rgba(var(--text-rgb),.95);letter-spacing:-.02em;margin:0 0 14px;font-size:2.8rem;font-weight:800;line-height:1.1}.page-module__TDj1qq__heroDeck{color:rgba(var(--text-rgb),.55);max-width:620px;margin:0;font-size:1.05rem;line-height:1.65}.page-module__TDj1qq__calculatorSection{padding-bottom:60px}.page-module__TDj1qq__sectionTitle{color:rgba(var(--text-rgb),.9);letter-spacing:-.02em;margin:0 0 28px;font-size:1.5rem;font-weight:800}.page-module__TDj1qq__howToSection{border-top:1px solid #ffffff0f;padding:60px 0}.page-module__TDj1qq__stepsGrid{grid-template-columns:1fr 1fr;gap:20px;display:grid}@media (max-width:700px){.page-module__TDj1qq__stepsGrid{grid-template-columns:1fr}}.page-module__TDj1qq__stepCard{background:#ffffff05;border:1px solid #ffffff0f;border-radius:12px;gap:16px;padding:20px;display:flex}.page-module__TDj1qq__stepNum{color:rgba(var(--gold-rgb),.5);flex-shrink:0;width:24px;margin-top:2px;font-size:1.2rem;font-weight:900;line-height:1}.page-module__TDj1qq__stepTitle{color:rgba(var(--text-rgb),.85);margin:0 0 8px;font-size:.9rem;font-weight:700}.page-module__TDj1qq__stepCard p{color:rgba(var(--text-rgb),.55);margin:0;font-size:.85rem;line-height:1.65}.page-module__TDj1qq__eduSection{border-top:1px solid #ffffff0f;padding:60px 0}.page-module__TDj1qq__eduGrid{grid-template-columns:1fr 1fr;gap:20px;display:grid}@media (max-width:700px){.page-module__TDj1qq__eduGrid{grid-template-columns:1fr}}.page-module__TDj1qq__eduCard{background:#ffffff05;border:1px solid #ffffff0f;border-radius:14px;padding:24px}.page-module__TDj1qq__eduTitle{color:rgba(var(--text-rgb),.9);margin:0 0 12px;font-size:1rem;font-weight:700;line-height:1.35}.page-module__TDj1qq__eduCard p{color:rgba(var(--text-rgb),.6);margin:0 0 10px;font-size:.875rem;line-height:1.7}.page-module__TDj1qq__eduCard p:last-child{margin:0}.page-module__TDj1qq__faqSection{border-top:1px solid #ffffff0f;padding:60px 0}.page-module__TDj1qq__faqGrid{grid-template-columns:1fr 1fr;gap:16px;display:grid}@media (max-width:700px){.page-module__TDj1qq__faqGrid{grid-template-columns:1fr}}.page-module__TDj1qq__faqCard{background:#ffffff05;border:1px solid #ffffff0f;border-radius:12px;padding:20px}.page-module__TDj1qq__faqQ{color:rgba(var(--text-rgb),.85);margin:0 0 8px;font-size:.9rem;font-weight:700;line-height:1.4}.page-module__TDj1qq__faqA{color:rgba(var(--text-rgb),.55);margin:0;font-size:.85rem;line-height:1.65}.page-module__TDj1qq__relatedSection{border-top:1px solid #ffffff0f;padding:40px 0 60px}.page-module__TDj1qq__relatedLabel{letter-spacing:.08em;text-transform:uppercase;color:rgba(var(--text-rgb),.35);margin:0 0 16px;font-size:.72rem;font-weight:700}.page-module__TDj1qq__relatedGrid{grid-template-columns:repeat(3,1fr);gap:16px;display:grid}@media (max-width:700px){.page-module__TDj1qq__relatedGrid{grid-template-columns:1fr}}.page-module__TDj1qq__relatedCard{background:#ffffff06;border:1px solid #ffffff12;border-radius:12px;padding:18px 20px;text-decoration:none;transition:border-color .15s,background .15s;display:block}.page-module__TDj1qq__relatedCard:hover{border-color:rgba(var(--gold-rgb),.3);background:#ffffff0a}.page-module__TDj1qq__relatedCardTitle{color:rgba(var(--text-rgb),.85);margin:0 0 4px;font-size:.875rem;font-weight:700}.page-module__TDj1qq__relatedCardDeck{color:rgba(var(--text-rgb),.4);margin:0;font-size:.775rem;line-height:1.5}@media (max-width:600px){.page-module__TDj1qq__heroTitle{font-size:2rem}.page-module__TDj1qq__heroDeck{font-size:.95rem}.page-module__TDj1qq__sectionTitle{font-size:1.25rem}}@media (max-width:400px){.page-module__TDj1qq__container{padding:0 16px}.page-module__TDj1qq__heroTitle{font-size:1.75rem}.page-module__TDj1qq__heroDeck{font-size:.9rem}.page-module__TDj1qq__stepCard{gap:12px;padding:16px}.page-module__TDj1qq__eduCard,.page-module__TDj1qq__faqCard{padding:16px}.page-module__TDj1qq__relatedCard{padding:14px 16px}.page-module__TDj1qq__relatedGrid{gap:10px}}