MELI · Discounted Cash Flow Valuation
MercadoLibre DCF Valuation: Intrinsic Value Calculator
MercadoLibre, Inc. (MELI) DCF model with live financials. See the pre-loaded intrinsic value estimate below, then adjust growth and discount rate assumptions in the full calculator.
DCF Snapshot
Assumptions
These are conservative starting assumptions. Adjust them in the full calculator to test your own thesis.
What Drives MercadoLibre's DCF
MercadoLibre is Latin America's dominant e-commerce and fintech platform, generating revenue across marketplace GMV, Mercado Pago (payments and financial services), and Mercado Envios (logistics). Revenue grew 49% to over $20B annually, with gross margins near 49%. Mercado Pago is the fast-growing fintech segment — processing over $250B in total payment volume annually and expanding into credit, insurance, and investment products across Brazil, Mexico, and Argentina. Key assumptions: e-commerce penetration in LatAm continues to grow from a low base, Mercado Pago ARPU expands as users adopt multiple financial services, and FX volatility across LatAm currencies is managed through natural hedges and dollar-denominated revenue.