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MELI · Discounted Cash Flow Valuation

MercadoLibre DCF Valuation: Intrinsic Value Calculator

MercadoLibre, Inc. (MELI) DCF model with live financials. See the pre-loaded intrinsic value estimate below, then adjust growth and discount rate assumptions in the full calculator.

DCF Snapshot

Current Price$1813.91
Market Cap$92.0B
TTM Free Cash Flow$-4.1B
Intrinsic value unavailable — live data may be loading

Assumptions

FCF Growth Rate22%
Discount Rate (WACC)11%
Terminal Growth3%
Projection Period10 years

These are conservative starting assumptions. Adjust them in the full calculator to test your own thesis.

What Drives MercadoLibre's DCF

MercadoLibre is Latin America's dominant e-commerce and fintech platform, generating revenue across marketplace GMV, Mercado Pago (payments and financial services), and Mercado Envios (logistics). Revenue grew 49% to over $20B annually, with gross margins near 49%. Mercado Pago is the fast-growing fintech segment — processing over $250B in total payment volume annually and expanding into credit, insurance, and investment products across Brazil, Mexico, and Argentina. Key assumptions: e-commerce penetration in LatAm continues to grow from a low base, Mercado Pago ARPU expands as users adopt multiple financial services, and FX volatility across LatAm currencies is managed through natural hedges and dollar-denominated revenue.