V · Discounted Cash Flow Valuation

Visa DCF Valuation: Intrinsic Value Calculator

Visa Inc. (V) DCF model with live financials. See the pre-loaded intrinsic value estimate below, then adjust growth and discount rate assumptions in the full calculator.

DCF Snapshot

Current Price$304.36

Market Cap$586.8B

TTM Free Cash Flow$22.0B

Intrinsic Value / Share$384.36

Upside / Downside+26.3%

Assumptions

FCF Growth Rate10%

Discount Rate (WACC)9%

Terminal Growth3%

Projection Period10 years

These are conservative starting assumptions. Adjust them in the full calculator to test your own thesis.

What Drives Visa's DCF

Visa's DCF benefits from its position as the world's largest payment network, processing over $15 trillion in annual volume with operating margins above 65%. Growth is driven by the secular shift from cash to digital payments, cross-border travel recovery, and new flows (B2B payments, real-time transfers via Visa Direct). Key assumptions: payment volume grows at GDP-plus rates as digital penetration deepens globally, while value-added services (fraud detection, analytics) expand the revenue-per-transaction yield.

Adjust these assumptions in the full DCF calculator →Get the full analysis →

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