NBT Bancorp Inc.
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Key market data
Analyst consensus
7 analysts covering NBTBAnalyst Price Target Disagreement for NBT Bancorp Inc.
Wall Street's bull case implies +16% from the current price; the bear case implies +1%. Analysts are relatively aligned on NBTB's range.
Ownership & short interest
About NBT Bancorp Inc.
NBT Bancorp Inc., a financial holding company, provides personal and commercial banking, retail banking, and wealth management services in the United States. It operates through Banking, Retirement Plan Administration, and All Other segments. The company offers demand deposit, savings, interest-bearing checking, money market deposit, and certificate of deposit accounts; and indirect and direct consumer loans, home equity loans and lines of credit, residential mortgages, business banking loans, commercial and industrial loans, agricultural loans, commercial construction loans, commercial real estate loans, indirect auto loans, and other consumer loans, as well as agricultural lending, persona…
NBTB — frequently asked
Is NBTB a buy right now?
Wall Street's consensus rating on NBT Bancorp Inc. is Hold across 7 analysts, with a mean price target of $56.83 (+6% vs. the current $53.56). Ratings are a starting point — run the DCF and check the financial-health readings above before deciding.
Is NBTB overvalued?
NBTB trades at 13.0x trailing earnings. Open the DCF or reverse-DCF tool to change the assumptions and see the range.
When is NBTB's next earnings date?
NBT Bancorp Inc. is next scheduled to report earnings around Oct 26, 2026. A full NBTB research report from Basis Report covers the setup into that print — estimates, the beat/miss record, and what would move the thesis.
What is the analyst price target disagreement for NBT Bancorp Inc.?
Analysts covering NBT Bancorp Inc. (NBTB) range from a bear-case target of $54.00 to a bull-case high of $62.00, with a mean consensus target of $56.83 across 6 analysts. The spread of $8.00 (15% of the current price) indicates moderate disagreement on the outlook. Run the DCF calculator to build your own estimate independent of street consensus.
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