Upstart Holdings, Inc.
Every calculator, already run for UPST
Open the full toolkit →You have the numbers on UPST. Get the argument.
A written report on which of these readings actually decide the outcome for Upstart Holdings, Inc., what has to stay true for the price to work, and the specific thing that would break it. The first one is free.
Key market data
Analyst consensus
15 analysts covering UPSTAnalyst Price Target Disagreement for Upstart Holdings, Inc.
Wall Street's bull case implies +144% from the current price; the bear case implies -20%. A 164% spread signals high analyst disagreement — run your own DCF to anchor on fundamentals rather than street consensus.
Ownership & short interest
Insider Trading Activity for UPST
| Insider | Role | Type | Shares | Price | Value | Date | Filing |
|---|---|---|---|---|---|---|---|
About Upstart Holdings, Inc.
Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes unsecured personal loans, small dollar loans, auto refinance, auto retail loans, and auto secured personal loan, and home equity lines of credit. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.
UPST — frequently asked
Is UPST a buy right now?
Wall Street's consensus rating on Upstart Holdings, Inc. is Buy across 15 analysts, with a mean price target of $40.00 (+60% vs. the current $25.00). Ratings are a starting point — run the DCF and check the financial-health readings above before deciding.
Is UPST overvalued?
UPST trades at 48.1x trailing earnings. Open the DCF or reverse-DCF tool to change the assumptions and see the range.
When is UPST's next earnings date?
Upstart Holdings, Inc. is next scheduled to report earnings around Nov 3, 2026. A full UPST research report from Basis Report covers the setup into that print — estimates, the beat/miss record, and what would move the thesis.
What is the analyst price target disagreement for Upstart Holdings, Inc.?
Analysts covering Upstart Holdings, Inc. (UPST) range from a bear-case target of $20.00 to a bull-case high of $61.00, with a mean consensus target of $40.00 across 16 analysts. The spread of $41.00 (164% of the current price) indicates high disagreement on the outlook. Run the DCF calculator to build your own estimate independent of street consensus.
Compare Upstart Holdings, Inc. against related stocks
Explore additional stock overview pages and jump directly into full report generation for each symbol.
Sector peers
Most-followed names in the same sector.
Nearby tickers
Additional public equities from our tracked universe.
Market leaders
Large-cap symbols investors frequently compare.
Investor Guides For Upstart Holdings, Inc.
Start with the evergreen guides that matter most for Financial Services, then move back into the ticker page when you want to pressure-test the framework on a live name.
Generate your full UPST research report
DCF model, five-year financials, moat assessment, a BUY/HOLD/SELL rating, and the risks that matter — on Upstart Holdings, Inc., in minutes. 3 free reports included with every account — no credit card required.