Upstart Holdings, Inc.
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Key market data
Analyst consensus
15 analysts covering UPSTOwnership & short interest
About Upstart Holdings, Inc.
Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes unsecured personal loans, small dollar loans, auto refinance, auto retail loans, and auto secured personal loan, and home equity lines of credit. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.
UPST — frequently asked
Is UPST a buy right now?
Wall Street's consensus rating on Upstart Holdings, Inc. is Buy across 15 analysts, with a mean price target of $39.80 (+25% vs. the current $31.90). Ratings are a starting point — run the DCF and check the financial-health readings above before deciding.
Is UPST overvalued?
UPST trades at 75.9x trailing earnings. Open the DCF or reverse-DCF tool to change the assumptions and see the range.
When is UPST's next earnings date?
Upstart Holdings, Inc. is next scheduled to report earnings around Nov 3, 2026. A full UPST research report from Basis Report covers the setup into that print — estimates, the beat/miss record, and what would move the thesis.
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